365Flex

12 months' cover

365Flex – pet insurance that offers cover for 12 months

Our 365Flex policy provides 12 months cover towards the cost of treatment for any accidents or new illnesses. As our most economically priced pet insurance policy, it’s a good place to start if you need pet cover but you’re looking to keep the costs down in the short term.

Please note that any new illnesses or injuries will no longer be covered after the 12-month period, so if you’re looking for lifetime pet insurance, please see our LifetimeFlex policy.

You can choose from £2,500 or £5,000 of vet fee cover alongside a bundle of other benefits. It’s perfect for pet owners looking for reassurance or help with unexpected vet bills over a 12 month period.

Getting your paws on a quote for our 365Flex annual policy is simple…

Get a pet insurance quote online in minutes

You can buy cover online instantly. If you prefer to talk through your options call our friendly call centre team on 0808 164 8000.

Flex your pet insurance quote to suit you

Flex your vet fee cover and fixed excess amount. Choose your cover to suit your pet’s needs and your budget.

Cat and dog insurance

Once your policy’s sorted, sit back and relax knowing your furry friend’s covered for the next 12 months.

365Flex – benefits explained

This is our 12 month package of cover.
These are some of the highlights…

Choose your vet fee cover with our pet insurance - £2.5k or £5k

Vet fee cover choose from £2.5k or £5k

Choose from vet fee cover of £2,500 or £5,000 per condition, for 12 months.

£1 million Third party liability cover for dogs

Up to £1m third party liability

Cover to help with the legal side of things should your dog injure someone or cause damage to a third party’s property (dogs only).

Advertising and reward fees covered if your dog goes missing with our pet insurance

Advertising & reward costs

Choose the level of vet fee cover that suits your pet’s needs, replenished every year you renew.

24 hour pet helplines with your pet insurance

Pet helplines

You’ll get access to a number of pet helplines. Whether you need help with counselling or pet legal matters, we’re here to offer a helping paw.

Kennel fee cover with your pet insurance

Boarding & kennel fee cover

If you become unwell and staying in hospital for 4+ days, we’ll pay towards the costs of your pet minder, kennels or cattery.

Vet's stethoscope

Emergency treatment abroad

We’ll help you with expenses (for things such as accommodation or transport) should your pet become ill or injured while you’re abroad.

Holiday cancellation cover that comes with your Pet Insurance

Holiday cancellation cover

If your pet became ill and you needed to cancel or cut short a planned holiday, you could recover your financial losses.

Pet Insurance complementary therapy - annual pet cover

Complementary treatment

Cover for your pet to access complementary therapy sessions as advised by your veterinary professional.

365Flex – benefits

We like to make our 365Flex annual pet insurance as simple as possible. That’s why we’ve broken down our different benefits and cover levels so you can see what’s what. Here you can compare our two levels of vet fee cover and everything else as part of the bundle.

MiPet Cover Benefit
365Flex £2.5k
365Flex £5k
Product type
12 Month
12 Month
Vet’s fees Choose from
£2,500
per condition
£5,000
per condition
Including complementary therapies up to
£250
per condition
£500
per condition
Fixed excess Per condition, per year
Choose between
£100-£200
Choose between
£100-£200
Optional* variable excess Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.
10%
10%
Death from illness (max age 8)
£500
£750
Death from accident
£500
£750
Advertising
£500
£750
Reward
£500
£750
Loss by theft/straying
£500
£750
Boarding & kennel fees
£250
£500
Third party liability (Dogs Only)
£1M
£1M
Holiday cancellation
£500
£750
Quarantine costs
£250
£500
Loss of pet passport
£250
£250
Emergency expenses abroad
£250
£500
Repeat tick and Worming (If you're delayed returning to the UK)
£250
£500
Helplines

Cover them throughout all of
life’s adventures with LifetimeFlex