365Flex: Pet insurance that offers cover for 12 months

Our 365Flex policy provides 12 months cover towards the cost of treatment for any accidents or new illnesses. As our most economically priced pet insurance policy, it’s a good place to start if you need pet cover but you’re looking to keep the costs down in the short term.

Please note that any new illnesses or injuries will no longer be covered after the 12-month period, so if you’re looking for lifetime pet insurance, please see our LifetimeFlex policy.

You can choose from £2,500 or £5,000 of vet fee cover alongside a bundle of other benefits. It’s perfect for pet owners looking for reassurance or help with unexpected vet bills over a 12 month period.

Getting your paws on a quote for our 365Flex annual policy is simple. You can buy our 12 month cover online instantly. If you prefer to talk, feel free to chat through your options with our friendly call centre team on 0808 164 8000.

Pick up the dog ‘n’ bone and dial 0808 164 8000 to speak to our friendly call centre. Or buy instantly online.

Flex your vet fee cover and fixed excess amount. Choose your cover to suit your pet’s needs and your budget.

Once your policy’s sorted, sit back and relax knowing your furry friend is covered for the next 12 months.

Compare our 365Flex 12-month pet insurance policy

We like to make our 365Flex annual pet insurance as simple as possible. That’s why we’ve broken down our different benefits and cover levels so you can see what’s what. Here you can compare our two levels of vet fee cover and everything else as part of the bundle.

MiPet Cover Benefit
365Flex £2.5k
365Flex £5k
Product type
12 Month
12 Month
Vet’s fees Choose from
£2,500
per condition
£5,000
per condition
Including complementary therapies up to
£250
per condition
£500
per condition
Fixed excess Per condition, per year
Choose between
£100-£200
Choose between
£100-£200
Optional* variable excess Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.
10%
10%
Death from illness (max age 8)
£500
£750
Death from accident
£500
£750
Advertising
£500
£750
Reward
£500
£750
Loss by theft/straying
£500
£750
Boarding & kennel fees
£550
£500
Third party liability (Dogs Only)
£1M
£1M
Holiday cancellation
£500
£750
Quarantine costs
£250
£500
Loss of pet passport
£250
£250
Emergency expenses abroad
£250
£500
Repeat tick and Worming (If you're delayed returning to the UK)
£250
£500
Helplines
Download policy document details

Get an annual pet insurance quote

Getting a 365Flex annual pet insurance quote is quick and easy. Using our secure online system, you can get your paws on a quote in minutes. We just need a few details about you and your pet and you’ll soon be on your way to sorting out your pet’s policy.

Get a quote now Retrieve a quote

Call 0808 164 8000