LifetimeFlex

5 Star rated lifetime cover

Lifetime pet insurance to suit your pet’s needs and your budget

Lifetime pet insurance will cover your best friend throughout all of life’s adventures. With our LifetimeFlex policy, you can flex your amount of vet fee cover along with your fixed excess to get the cover your pet needs at a price that suits you.

Rest assured that our LifetimeFlex policy has been rated 5 Stars by Defaqto, giving you peace of mind that you and your pet are in good paws with us (applies to vet fee cover levels of £6,000-£12,000).

Getting a quote for our LifetimeFlex lifetime pet insurance is quick and easy. You can buy online or speak to one of our friendly people on 0808 164 8000.

Get a quote online or pick up the dog ‘n’ bone and call us on 0808 164 8000

Flex your vet fee cover and fixed excess amount. Choose the cover that suits your pet’s needs and your budget.

Once you’ve set-up your policy, your pet will be covered for life so long as you renew each year. And…relax!

Compare our LifetimeFlex lifetime pet insurance policy

We like to make our lifetime pet insurance as flexible as possible. With many options to choose from, we’ve broken it down for you so you can quickly compare our pet insurance policy and benefits.

MiPet Cover Benefit
LifetimeFlex £2k & £4k
LifetimeFlex £6k & £8k
LifetimeFlex £10k & £12k
Product type
Lifetime per year
Lifetime per year
Lifetime per year
Vet’s fees Choose from
£2,000 or £4,000
per year
£6,000 or £8,000
per year
£10,000 or £12,000
per year
Including complementary therapies up to
£1,000
per year
£1,500
per year
£2,000
per year
Fixed excess Per condition, per year
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Optional* variable excess Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.
10%
10%
10%
Death from illness (max age 8)
£1,000
£1,500
£2,000
Death from accident
£1,000
£1,500
£2,000
Advertising
£750
£1,000
£2,000
Reward
£500
£750
£1,000
Loss by theft/straying
£1,000
£1,500
£2,000
Boarding & kennel fees
£750
£1,500
£2,000
Third party liability (Dogs Only)
£1M
£2M
£3M
Holiday cancellation
£1,000
£1,500
£2,000
Quarantine costs
£500
£750
£1,500
Loss of pet passport
£250
£250
£250
Emergency expenses abroad
£500
£750
£1,000
Repeat tick and Worming (If you're delayed returning to the UK)
£500
£750
£1,000
Helplines
Download policy document details

Lifetime cover explained: New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached during the policy term, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered. This is subject to the insurer inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry date of the policy. Please be aware that you need to renew your policy each year for cover to remain in force. The premium may increase each year due to rating factors such as age and claims made. If your pet suffers an illness during the policy term you may find it difficult obtaining cover for these conditions from other providers.

Get a lifetime pet insurance quote

We only want the best for you and your pet. Using our simple online system, you can get a quote within a couple of minutes. We just need a few details about you and your pet, then your lifetime pet cover can start as soon as it suits you.

Get a quote now Retrieve a quote

Call 0808 164 8000