Designed for pets, approved by vets

So, you’ve heard about us from your vets. And that’s the way it should be.

Our policies weren’t made in a boardroom. Instead, we decided to talk to the people that know pets best. That’s why vets and veterinary staff all around the country have helped us create a new pet insurance that puts your pet first.

Because we know that your furry friends are not just pets – they’re members of the family. And we know how important they are to your lives.

We want to make sure that every four-legged family member enjoys the healthiest, longest and happiest life possible. We want you to enjoy spending time with your pet, not worry about unexpected vet fees.

Our cover is about you and your pet living life with complete peace of mind. Because MiPet Cover wasn’t just founded on the principles of good medical and healthcare. We’re animal lovers to our core, and it’s our mission to care for your pet, no matter what.

Our veterinary experts have created policies that do just that. Pets are for life and our lifetime pet insurance policies offer 5 Star rated cover for peace of mind. Defaqto 5 Star Rating applies to our Essential Life, Classic Life and Premier Life policies only.

Choosing the right cover

Like their owners, no two pets are the same. It’s the same with our policies.

Each one is carefully designed with your pet in mind.

To help you pick the right cover, we’ve broken our policies down for you:

MiPet Cover Benefit
Premier Life
Classic Life
Essential Life
Annual
Product type
Lifetime per year
Lifetime per year
Lifetime per year
12 month
Vet’s fees
£12,000
per year
£7,500
per year
£4,500
per year
£3,500
per condition
Defaqto 5 Star Rating
Including complementary therapies up to
£2,000 per year
£1,000 per year
£1,000 per year
£500 per condition
Fixed excess (Per condition, per year)
Dogs £100, Cats £85
Dogs £100, Cats £85
Dogs £100, Cats £85
Dogs £100, Cats £85
Variable excess (optional*) Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+
10%
10%
10%
10%
Death from illness (Max age 8)
£2,000
£1,500
£1,500
£1,000
Death from accident
£2,000
£1,500
£1,500
£1,000
Advertising
£1,000
£750
£500
£250
Reward
£1,000
£1,000
£1,000
£1,000
Loss by theft
£2,000
£1,500
£1,500
£1,000
Boarding and kennel fees
£2,000
£1,750
£1,500
£1,250
Third party liability (Dogs only)
£3M
£2M
£2M
£1M
Holiday cancellation
£2,000
£1,750
£1,500
£1,250
Quarantine costs
£1,500
£1,000
£1,000
£500
Loss of pet passport
£250
£250
£250
£250
Emergency expenses abroad
£1,000
£750
£500
£250
Repeat tick and worming
£1,000
£750
£500
£250
Helplines
Download policy document details

Dog insurance

Dogs are for life, and so are the majority of our policies. Our cover makes sure you're protected from any unexpected costs when going to the vets. Learn more about our dog insurance policies.

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Cat insurance

Cats are full of surprises. Our cover isn’t. We’ll make sure your cat is fully protected from any unexpected costs. Learn more about our cat insurance policies.

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Puppy insurance

We’re offering four weeks’ free cover for cute new puppies. Find out more, and how to get instant cover.

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Kitten insurance

We haven’t forgotten about kittens either! Find out more and how to get our four weeks’ free instant cover.

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