Maine Coon

Breed profile and cat insurance

About the Maine Coon Cat

Large, affectionate and highly intelligent, many Maine Coon cat enthusiasts lovingly refer to them as having ‘dog-like’ dispositions; they even love to play in water!

Reaching weights of up to 8kg, this big-boned cat can grow to twice the size of the average feline. Their long, silky coat keeps them warm in the winter and comes in a range of colours including white, blue and black.

While many have solid coat colours, it is also possibly for the Maine Coon to be a tabby, tortoiseshell or another pattern.

A doodle of a Maine Coon cat

Breed facts

  • Weight: 3-8KG
  • Life expectancy: 9-15 years
  • Size: Large
  • Purr-sonality: Affectionate, highly intelligent and ‘dog-like’

 

Why should I insure my Maine Coon Cat?

The Maine Coon is known for being hardy and enjoying relatively good health. When it comes to this majestic cat breed, there are a number of medical conditions owners need to be aware of.

Cats are full of surprises. Sadly, an unexpected financial burden of a veterinary bill can surprise us humans if our purrfect pals develop an unexpected illness or have an accident.

Cat insurance can help you cover the costs of clinical care should your feline friend become ill or have an accident. Please don’t leave it until it’s too late to arrange cat cover.

Hypertrophic Cardiomyopathy

When the heart walls thicken, it can no longer pump blood efficiently.

While many cats will remain symptom free for years, others will be noticeably lethargic and may breathe rapidly.

Medication is used to manage those affected.

The prognosis is variable and, sadly, some cats will pass away suddenly.

Polycystic Kidney Disease

Multiple fluid-filled cysts in a cat’s kidneys result in chronic kidney failure.

Signs tend to begin in middle age and will include excess thirst and urination as well as weight loss and nausea.

The disease will progress more slowly in some than others.

While there is no cure, affected Maine Coons can be managed with diet changes and medication such as appetite stimulants and anti-nausea tablets.

Stomatitis

Severe inflammation of the mouth and gums leads to bad breath and trouble eating.

Owners may notice their cat is crying when trying to eat, running away from their bowl and losing weight.

Maine Coons of both genders can become affected at any age.

Treatment consists of routine dental cleans, good dental hygiene at home, pain relief and strong anti-inflammatories.

Severely affected cats may need full mouth extractions. This is a complicated procedure and can cost up to £1,000.

Spinal Muscular Atrophy

This rare genetic disorder causes muscle weakness and abnormal walking in kittens as young as three months of age.

It is thought that affected cats are pain free but their gait will be affected for the rest of their life.

Genetic tests are available to assess if a breeding cat is a carrier of this disease.

Orthopaedic Disease

Both Hip Dysplasia and Patellar Luxation can cause problems for the Maine Coon.

Their large skeletons are under greater stress than their smaller cousins.

Signs of musculoskeletal pain can include a reluctance to jump, a stiff walk and atrophy of the muscles over the hips and legs. X-rays can typically provide a definitive diagnosis.

For most, their joint inflammation is controlled with a combination of weight management, anti-inflammatories and pain relief.

The cost of ongoing check-ups and blood tests will add up over the years.

Deafness

All-white Maine Coons are the ones at risk for congenital deafness.

Kittens are born deaf and their inability to hear becomes obvious when they are a month or two old. These cats won’t twist their ears towards a sound or react to a loud noise.

There is no treatment and affected Maine Coons will be affected for the duration of their life.

This puts cats at risk when they’re outside. As they cannot hear threats such as oncoming vehicles, it is important they are kept inside unless on a harness.

Average treatment costs

The average pet insurance claim currently stands at £848 according to the report produced by the Association of British Insurers in 2022.

As there is no NHS for pets, could you afford to take your chances and not have cover in place for your beloved Siamese cat?

Caring for your Maine Coon

Nutrition

There’s a huge variety of foods on the market to feed your kitten or cat, both wet and dry, making it difficult to decide which is the most appropriate. When choosing a food, it’s important to know that the needs of your cat will change throughout their life and will vary for different species and breeds.

Grooming

Longhaired cats need daily grooming. Gently comb your cat’s coat from head to tail in the direction of hair growth. When grooming longhaired cats, it’s often recommended that you massage the skin beforehand by running your fingers against the direction of fur growth from head to tail to loosen any dead fur.

Companionship

These gentle giants love to spend time with people and remain playful well into their adulthood. They’re a vocal breed that does not like to be left alone for too long. Shower them with love and they’ll be your best buddy.

Stimulation

Though highly social with people, this is not necessarily a lap cat. Maine Coons are friendly on their own terms and may feel more comfortable being in the same room as you than lying on your lap. As they’re tolerant of some cuddles, they are often a good choice for those with younger families.

Why choose MiPet Cover?

Our policies put you in control. You can flex your vet fee cover and fixed excess amount so you can get the cover your Maine Coon’s needs for a price that suits your budget.

Choose from up to £12,000 in lifetime pet insurance cover

Vet fee cover up to £12,000

Choose the level of lifetime vet fee cover that suits your cat’s needs, replenished every year you renew.

Your lifetime pet insurance includes access to 24/7 pet helplines

Pet helplines

You’ll get access to a number of 24/7 helplines. Whether you need help with counselling or pet legal matters, we’re here to offer a helping paw.

Your lifetime pet insurance includes complementary therapy session

Complementary treatment

Cover for your Maine Coon to access complementary therapy sessions as advised by your veterinary professional.

Holiday cancellation cover with your lifetime pet insurance

Holiday cancellation cover

If your cat became ill and you needed to cancel or cut short a planned holiday, you could recover your financial losses.

Pet insurance that covers Advertising if your pet goes missing

Advertising costs

You’ll get help you with the costs of reuniting you with your lost pet for advertising for their safe return.

Pet insurance that covers Advertising and reward if your pet goes missing

Reward costs

You’ll have cover so you can offer a reward fee to help you get your cat home safely if they go missing.

Your lifetime pet insurance includes Emergency treatment abroad

Emergency treatment abroad

We’ll help you with expenses (for things such as accommodation or transport) should your cat become ill or injured while you’re abroad. (Not WalkawayCover)

Your lifetime pet cover includes boarding and kennel fees if you need to go to hospital for 4 days or more

Boarding fee cover

If you become unwell and need to stay in hospital for 4+ days, we’ll pay towards the costs of your pet minder or cattery. (Not WalkawayCover)

What type of cat cover do I need?

With so many pet insurance policies in the market, it can be confusing as to what’s really right for you and your Maine Coon cat’s needs. It’s easy to just pick the cheapest pet insurance policy and relax. But it’s important to take some time to consider if that policy would be enough if your pet suddenly developed a lifelong condition or needed significant clinical care as a result of an accident or illness.

An annual policy (also known as ‘time-limited’) will only cover your pet for any new illnesses or injuries for 365 days.

A lifetime policy offers a far more comprehensive level of cover for your Maine Coon cat.

These policies typically offer a fixed amount of veterinary fee cover which will be renewed each policy year, so long as you remain with the same provider, your premiums are paid up to date and you renew your cover every year. Lifetime cover will ensure that your pet can receive lifelong treatment should they develop a condition such as diabetes or arthritis.

LifetimeFlex - Lifetime pet insurance - Logo

Perfect for pet parents looking for a comprehensive lifetime policy with up to £12.000 vet fee cover.

About lifetime cover
365Flex annual pet insurance logo

12 months’ cover, for help with unexpected treatments. Choose £2,500 or £5,000 vet fee cover.

About annual cover
WalkawayCover - Free puppy & kitten insurance - Logo

Four weeks’ free pet insurance for kittens and puppies. Peace of mind for the early weeks.

About WalkawayCover

Compare our levels of pet cover

With many options to choose from, we’ve broken it down for you so you can quickly compare our cat insurance policies and benefits.

MiPet Cover Benefit
LifetimeFlex
LifetimeFlex
LifetimeFlex
365Flex £2.5k
365Flex £5k
Product type
Lifetime per year
Lifetime per year
Lifetime per year
12 Month
12 Month
Vet’s fees Choose from
£2,000 or £4,000
per year
£6,000 or £8,000
per year
£10,000 or £12,000
per year
£2,500
per condition
£5,000
per condition
Including complementary therapies up to
£1,000
per year
£1,500
per year
£2,000
per year
£250
per condition
£500
per condition
Fixed excess Per condition, per year
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Optional* variable excess Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.
10%
10%
10%
10%
10%
Death from illness (max age 8)
£1,000
£1,500
£2,000
£500
£750
Death from accident
£1,000
£1,500
£2,000
£500
£750
Advertising
£750
£1,000
£2,000
£500
£750
Reward
£500
£750
£1,000
£500
£750
Loss by theft/straying
£1,000
£1,500
£2,000
£500
£750
Boarding & kennel fees
£750
£1,500
£2,000
£250
£500
Third party liability (Dogs Only)
£1M
£2M
£3M
£1M
£1M
Holiday cancellation
£1,000
£1,500
£2,000
£500
£750
Quarantine costs
£500
£750
£1,500
£250
£500
Loss of pet passport
£250
£250
£250
£250
£250
Emergency expenses abroad
£500
£750
£1,000
£250
£500
Repeat tick and Worming (If you're delayed returning to the UK)
£500
£750
£1,000
£250
£500
Helplines

Things to know about lifetime pet cover: New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached during the policy term, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered. This is subject to the insurer inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry date of the policy. Please be aware that you need to renew your policy each year for cover to remain in force. Like humans, our pets are more likely to be affected by illness as they get older. This means that every year your insurance premium will increase even if you haven’t made a claim. This increase will be significant if you have claimed. If your pet suffers an illness during the policy term you may find it difficult obtaining cover for these conditions from other providers.

Save more with a 5%
multi-pet discount

Get a free Maine Coon insurance quote in a whisker

FAQs

I have more than one cat - do you offer a multi-pet discount?

Yes we do, as we know that more furry friends = more fun!

If you are getting quotes for all you pets at the same time, simply get a quote online and add additional pets using the ‘Add another pet’ button.

Your 5% multi pet discount will be automatically applied to your quotes.

You can also add additional pets and get your multi pet discount by calling 0808 164 8000.

Why are some cat breeds more expensive to insure than others?

The details you enter are used by the underwriter to calculate your pet insurance premiums.

Examples of rating factors which may affect the price of your premium are the breed of your pet, the age of your pet and your postcode.

Can you pay my vet directly through my cat insurance?

Yes, we can pay your vet directly on your behalf. Any claims will be subject to your policy excesses. Your veterinary practice may be able to help you submit your claim. It’s always best to check with your vet in the first instance.

Is dental treatment covered?

Both our LifetimeFlex and 365Flex pet insurance policies cover dental treatment as a result of an accident or illness. (So long as your cat is up to date with their yearly dental check-ups and where any work recommended is carried out at your own expense).

Do you cover pre-existing conditions?

No, we currently do not offer cover for pre-existing conditions when you take out a new policy with MiPet Cover.

This includes any illness, accident, or incident, that occurred to your pet prior to taking out the insurance policy with MiPet Cover, and, any accident, illness, or incident that occurred within any exclusion period.