Pet insurance from
MiPet Cover

So, you’ve heard about us from your vets. And that’s the way it should be. Our policies weren’t made in a boardroom. Instead, we decided to talk to the people that know pets best. That’s why we’ve lovingly created our pet insurance policies that puts your pet first.

Because we know that your furry friends are not just pets – they’re members of the family. And we know how important they are to your lives. We want to make sure that every four-legged family member enjoys the healthiest,
longest and happiest life possible.

We want you to enjoy spending time with your pet, not worry about unexpected vet fees.

Our cover is about you and your pet living life with complete peace of mind. Because MiPet Cover wasn’t just founded on the principles of good medical and healthcare. We’re animal lovers to our core,
and it’s our mission to care for your pet, no matter what.

Choosing the right cover

Like their owners, no two pets are the same. It’s the same with our policies.

Each one is carefully designed with your pet in mind.

Perfect for pet owners looking for comprehensive, flexible, lifetime cover for their pets.

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12 months’ cover, ideal for owners who want help with unexpected treatments.

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Four weeks’ free pet insurance for puppies and kittens. Peace of mind for new owners.

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Insurance – benefits table

With many options to choose from, we’ve broken it down for you so you can quickly
compare our pet insurance policy and benefits.

MiPet Cover Benefit
LifetimeFlex
LifetimeFlex
LifetimeFlex
365Flex £2.5k
365Flex £5k
Product type
Lifetime per year
Lifetime per year
Lifetime per year
12 Month
12 Month
Vet’s fees Choose from
£2,000 or £4,000
per year
£6,000 or £8,000
per year
£10,000 or £12,000
per year
£2,500
per condition
£5,000
per condition
Including complementary therapies up to
£1,000
per year
£1,500
per year
£2,000
per year
£250
per condition
£500
per condition
Fixed excess Per condition, per year
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Choose between
£100-£200
Optional* variable excess Payable in addition to the fixed excess. *Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.
10%
10%
10%
10%
10%
Death from illness (max age 8)
£1,000
£1,500
£2,000
£500
£750
Death from accident
£1,000
£1,500
£2,000
£500
£750
Advertising
£750
£1,000
£2,000
£500
£750
Reward
£500
£750
£1,000
£500
£750
Loss by theft/straying
£1,000
£1,500
£2,000
£500
£750
Boarding & kennel fees
£750
£1,500
£2,000
£250
£500
Third party liability (Dogs Only)
£1M
£2M
£3M
£1M
£1M
Holiday cancellation
£1,000
£1,500
£2,000
£500
£750
Quarantine costs
£500
£750
£1,500
£250
£500
Loss of pet passport
£250
£250
£250
£250
£250
Emergency expenses abroad
£500
£750
£1,000
£250
£500
Repeat tick and Worming (If you're delayed returning to the UK)
£500
£750
£1,000
£250
£500
Helplines

Lifetime cover explained: New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached during the policy term, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered. This is subject to the insurer inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry date of the policy. Please be aware that you need to renew your policy each year for cover to remain in force. Like humans, our pets are more likely to be affected by illness as they get older. This means that every year your insurance premium will increase even if you haven’t made a claim. This increase will be significant if you have claimed. If your pet suffers an illness during the policy term you may find it difficult obtaining cover for these conditions from other providers.

Cover them throughout all of
life’s adventures with LifetimeFlex